Your All-in-One Financial Toolkit.

Cratcash Works for Everyone

Crat Cash simplifies secure payments across all environments by working seamlessly both online and offline, ensuring that users and merchants can transact securely anywhere, anytime, and on any device.

Send, receive, save, invest, and pay using one powerful app. Whether it’s crypto, fiat, or contactless payments, you’re always in control with fast, secure, and flexible tools built for you.

Send, Share, and Scan

Send Money Anywhere, Anytime

Transfer funds instantly across town or across borders. With Cratcash, you can send money locally to friends and family or make international transfers with ease, speed, and security — all from your phone.

Tap, Pay, and Go with Seamless Contactless Payments

Payments are faster and smarter with Contactless- technology. Simply tap your phone or card on a compatible device to send or receive money instantly. Perfect for merchants and customers, Contactless payments are secure, designed to keep your transactions quick and hassle-free .

Our Partners

We have been working with some Fortune 50+ partners

Your Trusted Middleman for Payments

"Every transaction deserves trust. With escrow, funds are locked in a secure account and released only when both parties agree the deal is complete. This prevents fraud, reduces risk, and guarantees peace of mind in every payment.

Invest Smarter, Grow Faster

Investing doesn’t have to be complicated. You can choose from tailored investment plans, monitor your progress, and enjoy secure payouts, all backed by transparent processes and round-the-clock support.”

Your Money, Your Way — With Smart Cards

Manage your finances seamlessly with Cratcash virtual and physical cards. Shop online or in-store, make secure payments, and control your spending—all from one place.

Your Crypto, Your Control

"Start building your crypto portfolio today. Access top coins, track market trends, and trade safely—all in one app.

Tap, Pay, and Go with Seamless Contactless Payments

Payments are faster and smarter with Contactless-NFC,Bluetooth or WiFi technology. Simply tap your phone or card on a compatible device to send or receive money instantly. Perfect for merchants and customers, Contactless payments are secure, designed to keep your transactions quick and hassle-free without touching other devices or they touching yours.

All Your Money, One Smart Wallet

Keep your funds safe, send and receive payments, and switch between currencies without stress. Whether it’s naira, dollars, or other supported currencies.

Save Smart, Live Better

Turn your savings into a tool for freedom. You can set clear goals, automate deposits, and watch your money grow securely while keeping full control of your funds.

Stay Connected, Even When Offline

Send and receive money on the go from other Cratcash users even when you’re offline. Your transactions are stored securely and processed once you are back online.

How it works

Start Transactions with 3Easy steps

Create your Account

Sign up quickly and securely by providing your full name, email, and phone number. Start your journey with CratCash in just a few taps!

Fund your Wallet

Add funds to your multi-currency wallet using various payment methods. It's quick, easy, and allows you to manage multiple currencies at once

Start performing Transactions

Choose your preferred service, enter the amount, and let CratCash handle the rest!

Built Around Your Satisfaction

Whether you’re sending money, managing your cards, paying bills, or investing for the future, we’re here to make it easy, transparent, and stress-free. Your feedback shapes our growth, and your trust fuels our commitment to do better, every day. At Cratcash, your peace of mind is our highest priority. Need help?
📞 Call us at: +234 800 123 4567
📧 Email: support@cratcash.com

Our Users Feedback

Here is what some of our users had to say about us

Ready to Simplify your spending?